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SALARY VS DIVIDENDS · OWNER REMUNERATION · YEAR OF ASSESSMENT 2027

Salary vs Dividends Optimizer

Compare what lands in your pocket as salary versus dividends from your own company, and see the split that leaves you with the most after tax.

Du Preez Tax & Bookkeeping Services · SAIT-registered practitioner

Company & profit

01
Standard company (27%)
SBC rates

Not sure if you qualify for SBC rates? Check with our SBC Tax Calculator first.

Your personal tax position

02

Salary / dividend split

03
100% Dividend 50% Salary / 50% Dividend 100% Salary

Best split found

Result
Highest net cash to you
R 0.00
at 0% salary / 100% dividend

Found by comparing every 1% split from 100% dividend to 100% salary, given the profit and personal details entered.

At your chosen split

Result

Salary route

Gross salaryR 0.00
Less: PAYE- R 0.00
Less: UIF (employee)- R 0.00
Net salaryR 0.00

Dividend route

Company profit after salaryR 0.00
Less: company tax- R 0.00
Less: dividend tax (20%)- R 0.00
Net dividendR 0.00
Total net cash to youR 0.00
Effective overall rate (tax + UIF + dividend tax)0.0%

Company-side notes

Note
Employer UIF (additional company cost if salary chosen)R 0.00

For the full cost of employing yourself (or staff), including SDL and other employer costs, see our Employer Payroll Cost Calculator.

Note: This is a planning estimate only, based on 2027 tax year rates — standard company tax of 27% (or the SBC sliding scale if selected), dividends tax at 20%, and UIF at 1% employee / 1% employer up to the R17,712 monthly earnings ceiling. It assumes all after-tax company profit not paid as salary is distributed as a dividend within the same year, and doesn't account for retained earnings, other shareholders, or Skills Development Levy. It does not constitute tax advice — get in touch with us for a figure tailored to your situation.